Relentless Belief In Your Mission

These are your goals. When it comes to investing, this is often pretty straightforward. “Saving for retirement” or “saving for college” are typical and easy to articulate goals.

A Clearly Defined Destination and a Set Course

This is the nuts and bolts of how you get to the goals you set for yourself.  When it comes to investing, it starts out simple enough: Save, invest in the broad market, and

be patient.  The closer you get to your destination, however, the trickier it can become. For example, if you are saving for retirement, you may get close to a number you’ve set for yourself. As you

approach that number:

● Do you pull back on your investments?

● If so, when and how do you pull back?

● Is a “bond tent” right for you? How much money do you invest in a “bond tent”?

● Does it have to be bonds?

● How do you calculate a safe annual withdrawal rate?

● How do you factor market volatility into your withdrawal rate?

● How do you adjust that rate for future Social Security or pension payments?

The list of questions can be endless. These are just a few. But Goldfinch can be your guide

and help you navigate these and other issues.

Risk Assessment and Situational Awareness

This is about monitoring the present and making sure that we are “front sight focused” on our

destination and regularly evaluating our risks of setback and failure.  In the investment world, this often comes down to having an answer to the question: “What if I’m wrong?” and having a plan already in mind and in place.  This is a simplified example, but imagine you were convinced that the next three years would average 9% growth per year in international stocks, and you invest accordingly.

● The often overlooked next step is to ask yourself the question: “What if I’m wrong?”

● How (and when) will I correct course? And more importantly, is there something I should

do now to hedge my bet?

Making sure you are regularly assessing your risks and looking out at the horizon for signs of a

possible ambush can make a big difference in whether or not you ultimately reach the goals you

set for yourself.  Goldfinch can “take point” for you and make sure that risk assessments are being regularly and methodically reviewed.

“Overcoming” Mindset

You can’t predict or prevent every ambush.  With Goldfinch, you are never alone. Goldfinch can help you determine the next steps that will get you back on track toward achieving your goals.  Goldfinch will guide you so that you don’t move too fast (overreact) or move too slow (underreact).